If you suspect you have a loss or that a covered peril has occurred please let us know as soon as you are aware of it. We want to turn in a notice of loss and address it soon so there will be no questions later. Also, by turning in your production as soon as possible you will speed the process of collecting a loss if it is due.There are deadlines and we do NOT want to jeopardize your right to indemnity. Be sure call and speak to your agent personally to turn in such losses!