Pivot Insurance Question and Answers
What type of losses might affect me in terms of pivot insurance? Wind, tornado, flood, fire, lightning, vandalism, theft, and collision. Do I want to insure expensive irrigation equipment separate from my farm blanket? If so, why? Yes, you want the broadest coverage available on your most expensive equipment. If you have a stand-alone pivot coverage policy, reoccurring losses won’t increase your farm policy, or in some cases cause cancelation, like they would if they were included in your farm blanket. What’s the biggest problem with most farm policies? Payment
Recreational Vehicle Insurance
Are you using ATVs and UTVs around the farm? Here’s what you need to know about your insurance. Recreational vehicles are most commonly classified at All-Terrain Vehicles (ATVs) and Utility-Terrain Vehicles (UTVs). These recreational vehicles have become an invaluable tool on farms and ranches. In many cases, these recreational vehicles have replaced pickup trucks and horses for doing most jobs. Since most farmers and ranchers have at least one type of recreational vehicle, I thought it would be a good idea to talk about what kind of coverage you need
The Home Agency Gives to the Eustis-Farnam Community Wellness Center
The Home Agency and the Jim and Sharri Baldonado family have recently given a large donation to the Eustis-Farnam Community Wellness Center. Their generous donation enabled the purchase of rubber flooring throughout the newly constructed 3500 square foot facility, two smart TV’s, and more than ten new pieces of cardio and weight lifting equipment. The Home Agency provides all lines of insurance to its customers. “The Home Agency has such a large clientele base from the Eustis-Farnam area, and we also employ staff from that area—both have a big impact
Hemp in the World of Insurance
Let’s switch up the direction here and talk about hemp. Boy, this will be something different to insure! Being in the crop insurance business now for 34 years, there is always something changing. When things change, The Home Agency wants to be the leader of that change, the experts. It shouldn’t be a surprise to anyone that we are going to be doing our best to write all the Hemp we possibly can throughout the Midwest. The 2018 Farm Bill legalized hemp, subject to state authorization. The USDA authorized the development of
Precision Farming
Greetings, In this issue of The Home Agency magazine, I am going to share with you all two separate topics that I am excited about for the future of The Home Agency—Precision Farming and Hemp Insurance. Let’s start with Precision Farming! For the last two or three years, I have wanted to jump into precision farming technology and use it to better serve our current and future customers. Using the information that precision farming provides to your personal farming operation, will lead to much more accurate information than is provided by